• Judge Michael Ridgway recently issued an opinion that summarizes how to "avoid" judgment liens in bankruptcy. The case is In re Mus, case number 17-42895.

    By Sam Calvert, Attorney At Law |

    A little background:  Most real estate in Greater Minnesota is "abstract property".  In Hennepin and Ramsey much of the land is "Registered property", a/k/a "Torrens property".  For this post I will ignore Torrens property. When a judgment is entered and docketed in District Court, the judgment becomes a lien on all abstract property in that county.  The lien does not "attach" to property which is homestead property under state law;  however, there is no way to determine if a piece of land is homestead or non-homestead.  So, practically, a judgment is an apparent lien on any real estate you may…

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  • Announcing the new website

    By Sam Calvert, Attorney At Law |

    sam calvert.jpg

    We are delighted to announce the launch of our new website!

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  • New Website Under Construction

    By Sam Calvert, Attorney At Law |

    New Website Coming Soon!

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  • Paying your kids college tuition may be a problem

    By Sam Calvert, Attorney At Law |

    Now we have a new reason to be concerned about parents helping their adult children when the parents have to file bankruptcy later. In a recent case in Connecticut, a bankruptcy trustee sued a college to get back about $21,000.00 the college had been paid by the parents of a student.

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  • Are your wages being garnished?

    By Sam Calvert, Attorney At Law |

    If you have been sued and have a judgment against you, it is likely that from time to time the judgment holder will try to garnish your wages. The way it works is as follows:

    At least once a year the creditor, or their attorney, is required to send you a form by which you can tell the judgment holder that your wages cannot be garnished.

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