• Collection calls and bankruptcy

    By Sam Calvert, Attorney At Law |

    Collection Calls and Bankruptcy - Blog by Sam Calvert, Attorney at Law

    A major benefit of filing bankruptcy is that it can lift a load of stress off of you. Before you file you may worry about judgments, garnishments, and repossessions. Often you get call after call after call from collectors. The caller may tell you that you will be sued. That may be true, but no one is going to jail just because you didn’t pay a credit card debt.

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  • Why You Shouldn’t DIY Filing Your Own Bankruptcy

    By Sam Calvert, Attorney At Law |

    Why You Shouldn’t Diy Filing Your Own Bankruptcy - Blog by Sam Calvert, Attorney at Law

    As we traverse these unprecedented times, we may face a reduction in cash flow and increased debt, eventually leading to insurmountable financial hardship. The only option to receive some monetary relief would be to declare bankruptcy. Although, due to the cash crunch, you may decide to save on lawyer’s fees and file the petition yourself, which is technically possible.

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  • Bankruptcy Can Reinstate A Suspended Driver's License

    By Sam Calvert, Attorney At Law |

    Bankruptcy Can Reinstate a Suspended Driver's License - Blog by Sam Calvert, Attorney at Law

    Over the years I have had several clients whose driver's license was suspended because of unpaid judgments from having an accident when driving without insurance. (Note: I do not recommend driving without insurance!!!) Not having a drivers license is terrible, because almost everyone uses a car to get to work. If you can't work, you don't earn money; if you don't earn money you can't pay your bills.

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  • Common Mistakes People Make When Filing For Bankruptcy

    By Sam Calvert, Attorney At Law |

    Common Mistakes People Make When Filing for Bankruptcy - Blog by Sam Calvert, Attorney at Law

    Bankruptcy can be challenging for anyone, no matter the circumstances. There are a series of requirements and tasks that people have to get through. They have to make sure that they have all the necessary documents and paperwork. If they do not, they have to work on creating or compiling it. Additionally, there are several legal requirements that they have to get through, especially if there are clients or other investors. The rules vary in terms of the number of people involved, based on whether you file as an individual, business or large company. Bankruptcy for an individual and a company is not the same but does follow a similar framework, so it makes sense to talk to an expert to learn your next steps.

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  • I was hacked!

    By Sam Calvert, Attorney At Law |

    I Was Hacked - Blog by Sam Calvert, Attorney at Law

    Like lots of people, I have an Amazon account. And in that Amazon account I had a credit card listed as for payments.

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