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  • Lien Stripping Case At Supreme Court

    By Sam Calvert, Attorney At Law |

    The United States Supreme Court may give us an answer to the following question: If you have a home with a first mortgage that exceeds the value of the home, can you use a Chapter 7 bankruptcy to "strip off" a second mortgage?

    Most of the judicial circuits around the country do not permit this in a Chapter 7, although most cases DO permit a person to do this in a Chapter 13 payment plan bankruptcy.

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  • Subprime loans were cash out, not purchase

    By Sam Calvert, Attorney At Law |

    Although not directly related to current bankruptcy practice, I thought this was interesting.

    I came across an article in the New York Times, published on November 14, 2014, with the following interesting paragraph:

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