• 401(k) contributions in a chapter 13 may continue

    By Sam Calvert, Attorney At Law |

    401k Contributions in a Chapter 13 May Continue - Blog by Sam Calvert, Attorney at Law

    Minnesota is in the Eighth Circuit, which includes the Dakotas, Nebraska, Iowa, Missouri and Arkansas. Nevertheless, cases from other circuits may be helpful in understanding the law.

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  • $1200 stimulus payments

    By Sam Calvert, Attorney At Law |

    1200 Dollars Stimulus Payments - Blog by Sam Calvert, Attorney at Law

    Back when Congress was about to pass the "Cares Act" -- the response to the Covid 19 pandemic -- I emailed a couple of US senators asking them to exclude the proposed $1200 per person payments from being swept up in bankruptcy cases. Unfortunately, the Congress seems to have ignored my suggestion. Humpph.

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  • Mortgages in the time of Covid 19

    By Sam Calvert, Attorney At Law |

    Mortgages in the Time of Covid 19 - Blog by Sam Calvert, Attorney at Law

    These are incredibly unusual times, of course.

    If you are a homeowner, there may be some help available to you. If your mortgage is owned by one of the two very large "government sponsored enterprises" you may be able to get some relief. One of these two is Federal National Mortgage Association (FNMA), commonly

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  • More wages will be protected from garnishment

    By Sam Calvert, Attorney At Law |

    More Wages Will Be Protected from Garnishment - Blog by Sam Calvert, Attorney at Law

    The Minnesota Legislature recently passed a small but helpful change in the garnishment law.

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  • Common Mistakes People Make When In Debt

    By Sam Calvert, Attorney At Law |

    Common Mistakes People Make When in Debt - Blog by Sam Calvert, Attorney at Law

    Over the years, education loans, medical bills, and mortgage repayments can soon pile up, which can leave you saddled with debt. So to help you avoid making basic errors when dealing with insurmountable debt, Sam Calvert, Attorney at Law, has put together a list of the most common mistakes people make when in debt.

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