Buying a piece of land or a home is a substantial investment; in fact, for most Minnesotans, it may be one of the biggest financial transactions of your life. Read More>>

There are many reasons to have a will. First and foremost: A will lets you direct how your assets will be handled and who will handle them. If you die without a will, state law will direct who gets what. That may be what you would want, anyway; but it may not be what you want. The law will not take into account special circumstances that only you know. There may be good reasons to leave different amounts of money to different children. And something that may be appropriate in 2020 may not be appropriate in 2025. You can revise and…

It’s not the most pleasant word in the dictionary, and you certainly would like to avoid it. But bankruptcy serves a useful purpose for society and could, possibly, for you! Read More>>

Chapter 7 is often called a “straight” bankruptcy. A chapter 7 case begins with the filing of a petition with the bankruptcy court. A husband and wife may file a joint petition or they may file individual petitions. If only one spouse owes money, the other does not have to file bankruptcy. Read More>>

Chapter 13 is often called a "wage earner" plan, although it is available to any individual who has regular income from any source, not just wages. So, for example, social security payments or self-employment income will count. Chapter 13 is most often used to save property from foreclosure. So, if your mortgage company has started a foreclosure, we can usually come up with a plan to make the regular mortgage payments which come due after you file and make “catch up” payments during the plan. Read More>>